What Should I do?
If you drive or use the road regularly then it is almost inevitable that sooner or later you will have an accident. Even the most careful driver can end up involved in an accident that was not their fault. We have complied this short guide ‘What to do in a Car Accident’ so you can be prepared.
What to do in a Car Accident
Being Prepared for a Car Accident
After the event is not the first time to ask yourself ‘what should I do in a car accident?‘ It is important to be calm; this is much easier if you are prepared. Print out this page and place it in your glove box so you have a check list to hand.
As well as a first aid kit carry a pen, paper and camera in your car to help you or your passenger accurately record the accident details. Remember anyone can have an accident, do not to get angry or flustered and never say or admit anything on the spur of the moment.
Make the Scene of the Accident Safe
The first priority is to make sure that the situation is not about to get worse. Take actions to avoid any further accidents. Stop the traffic if necessary and make sure everyone is safe. Ensure that first aid is provided for any injuries, medical emergencies are a priority.
Once everyone is safe it’s important to get as much accurate information as possible. This will assist any claim and help you and those acting on your behalf get the best possible outcome.
at the Scene of the Accident Record:
- Time and date.
- All contact details including names, addresses and telephone numbers of drivers, passengers and pedestrians involved.
- Witness details – did anyone clearly see what happened in the accident? Ask them for their contact details.
- Vehicle details including make, model, registration number, colour, any modifications and the number of passengers in each vehicle.
- Was anyone involved driving as part of their work? If so take both the driver and the employer’s details. It may be worth noting a description of the driver and any distinguishing features.
- Insurance details for the driver(s) of the other vehicle(s).
- Circumstances such as was anyone using headlights and/or indicator lights? Where the lights working?
- The weather visibility and lighting conditions, including street lighting.
- Police officer details including name, ‘collar number’ and force and other emergency services details if appropriate.
- Record damage to each vehicle involved.
- Record any injuries to the people involved.
- Photograph the scene of the accident.
Soon after the accident Record:
- Full description including sketches of everything that happened during the accident.
- Estimated speeds of the cars and other vehicles involved.
- Description of the scene of the accident including any road markings or signals. Record the position of parked cars or other obstructions and the state of the road.
Return to the Scene of the Accident at a Later Date
Often it is not possible to record all the details of a road accident especially if you’re injured or in a state of shock.It is always helpful to return to the scene of the accident as soon as you can to gather further information. When you return take further photographs to illustrate the approaches and views, and ensure your sketches are accurate with relevant distances recorded.
Reporting the Accident
Inform your insurance company of the accident as quickly as possible. The company may refuse to insure you if you have not notified them of the accident within the time period stated in the policy.
Provide details requested by the others involved.It is an offence to refuse to give details to the other driver following an accident, if there has been injury or property damage.
Visit the pages below to understand the types of compensations that you may be entitled to and contact us for further advice.