Help With Debt Problems

Advice for those with Financial or Debt Problems

Help with debt problems and financial worries, especially in the current economic climate, or just managing your finances at the best of times, can be a minefield of jargon and questionable advice.

It’s easy to try to ignore it but if you are in debt and finding it hard to cope, it’s important to tackle the problem immediately. The longer you ignore it, the worse it will get.

For more information, call us on 01606 87 22 00, or email us at info@stonehewermoss.co.uk

Make a list of all your debts

The first thing to do is to sort out exactly what you owe, and to whom you owe it (your creditors). Then you need to put them in order of priority. The most important debts aren’t always the biggest ones. The ones to prioritise are those where serious action can be taken against you if you don’t pay them. These are called Priority Debts.

Priority Debts

Priority debts are things like mortgage repayments, taxes, rent and payments ordered by a court. If you don’t deal with these, there’s a possibility you could lose your home or go to prison.

Non-Priority Debts

Non-priority debts are things like credit card payments, bank loans, catalogue repayments and money you’ve borrowed from family or friends. You can’t ignore them, but you don’t need to pay them as a first priority.

Work out a budget

To work out what repayments you can afford, it’s essential to write out a weekly or monthly budget to see what you need to live on. You should be realistic and honest about this so that you know that you can stick to it.
Your budget will show how much money you can afford to use to pay off your debts, but will also show where you can possibly save money.

All of this can seem very daunting or even depressing, but with the right help and expertise it can be a lot easier. Stonehewer Moss Solicitors have extensive experience in dealing with debt issues and will be pleased to give you a free initial consultation.

For more information, call us on 01606 87 22 00, or email us at info@stonehewermoss.co.uk

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Alternatively, call us on 01606 87 22 00, or email us at info@stonehewermoss.co.uk

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For more information about how we can help you with your claim, call us on 01606 87 22 00, or email us at info@stonehewermoss.co.uk

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Senior Partner

Dominic Moss Personal Injury Solicitor

d.moss@stonehewermoss.co.uk01606 87 22 00

Sarah Allison

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s.allison@stonehewermoss.co.uk01606 87 22 00

Thomas Owen

Solicitor

Tom Owen Personal Injury Lawyer

t.owen@stonehewermoss.co.uk01606 87 22 00

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Office Administrator

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Stonehewer Moss Solicitors, Citadel House, Solvay Road, Northwich, Cheshire, CW8 4DP

Solicitors in Northwich covering Chester, Crewe, Knutsford, Macclesfield, Middlewich, Northwich, Runcorn, Sandbach, Warrington, Winsford, and across Cheshire.

Stonehewer Moss Solicitors is a trading style of the Stonehewer Moss Limited, Registered in England No. 542 6583 and PIPLaw
which is a firm of solicitors authorised and regulated by the the Solicitors Regulation Authority No. 471159

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Contact Form

Get in touch today!

Complete the form below and we'll get back to you as soon as possible to help you with your enquiry. Your personal details are never shared or sold.

Alternatively, call us on 01606 87 22 00, or email us at info@stonehewermoss.co.uk

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