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Getting married in 2016/17 pre nup advice on pensions

signing a prenup marriage contract

Getting married in 2016/17 pre nup advice on pensions for young couples has become really important following the 2016 Budget announcement of the new lifetime ISA  for those under 40. A significant and flexible asset can be built up with government incentives between the ages of 40 and 50 from April 2017. If you plan to marry and want the benefits of this new asset for a pension or to buy a house, Northwich solicitors Stonehewer Moss recommend that you consider a pre nup before the wedding day.

Specialist family solicitor Michael Brennan explains,  ” This new asset is intended to be flexible; you could use the gains to buy a house or keep it for a pension. Anyone with the foresight to save in this way should weigh up the potential for an equal distribution of the fund within a future divorce. The best time to plan against the use of the asset in a way you do not intend should you divorce is actually before the marriage. it is not romantic to enter a pre nup but it is sensible and the reason you have such assets in the first place is because you are sensible. A specialist family solicitor can draft a pre nup for you but you must give it plenty of time before the marriage to negotiate and finalise the agreement. Our website has further details and I am able to see you without obligation for a chat. Frankly, I would question the motives of my intended if they refused to enter a pre nup these days. Remember, the divorce court considers the assets in place at divorce not at marriage but an agreement can address clearly the couples mature intention about specified assets and the court will consider the agreement in light of the circumstances at the time of divorce. The Court has a duty to be fair and will only approve a fair pre nup; it is not unfair to protect hard earned family assets.”

With the divorce court in the future having potentially valuable assets to play with that past generations did not have to worry about, a pre nup gives you the opportunity to bring some clarity to your matrimonial assets and intentions as regards assets you bring to the marriage or intend to develop in the early years of the marriage.

Stonehewer Moss offer special price packages for pre nups and wills drafted in anticipation of marriage.

To discuss please call 01606872200 e mail visit

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